H.R. 3548 would extend unemployment benefits for an additional 13 weeks for individuals living in States with total unemployment rates above 8.5 percent, or States where the insured unemployment rate exceeds 6 percent and has risen by at least 20 percent compared to the two previous calendar years. The bill would also extend an existing 0.2 percent Federal Unemployment Tax Act (FUTA) surtax through 2010, and expand wage reporting requirements on existing databases of new hires, in order to finance the extension.